With us, you can build a neobank app with low-latency user workflows while maintaining strict data isolation and compliance baselines.
We guide users from download to active account in minutes. Our engineers integrate AI-powered features to ensure compliance without frustrating your customers.
What we can offer:
Our neobank app development company implements modern functionality for efficient card management that is handled through a real-time interface.
What we can offer:
Our team builds the underlying architecture required for reliable cross-border payments and local transfers. We ensure that money moves with perfect ledger accuracy.
What we offer:
We create the financial tools that help your users grow their capital, from simple savings pots to complex fixed-term deposits.
What we offer:
Our team bakes hardware-level protections into the app's core to ensure that personally identifiable information stays encrypted and allows for passwordless access.
What we offer:
See how our software helps financial organizations scale their operations and deliver a flawless daily banking experience.
Industry awards: Best Mobile Banking App, Most Innovative Digital Bank
Our client wanted to secure a first-mover advantage by launching the country's first digital banking platform. Using React Native, we built a unified iOS and Android ecosystem that significantly cut down time-to-market. The platform features an extensive banking suite: full card management, cross-border and local transfers, bill payments, and a term deposit calculator. To optimize user onboarding, we implemented Microblink's computer vision technology. The solution also includes an Apple Watch app, Siri integration, geofencing push notifications via Braze, as well as SSL pinning, code obfuscation, and jailbreak detection.
50% increase in active users post-launch
A Spanish personal finance startup wanted to solve the problem of manually tracking fragmented data across multiple bank accounts and credit cards for its clients. With a tight 8-week deadline, our dedicated team relied on FlutterFlow to accelerate cross-platform development for iOS and Android. We integrated multiple open banking APIs to create a unified dashboard. The delivered app replaces manual tracking with real-time transaction alerts, spending analytics, and actionable financial insights.
30% reduction in regression testing time
A digital bank in the Middle East was struggling with slow release cycles caused by an entirely manual testing process and a mixed legacy tech stack. To eliminate these bottlenecks, we introduced a full UI and API automation framework from scratch using Python, Pytest, and Appium. Our developers integrated the framework with Bitrise for CI/CD and configured automated test reporting to Jira (via Xray) and Slack. To make the system accessible to non-tech team members, we built a custom interface using UI Bakery.
With a deep understanding of financial regulations and strong practical skills, we deliver audit-proof solutions that revolutionize the banking industry.
Our specialists come ready with a clear understanding of regulatory compliance, API integrations, and the peculiarities of fintech software development.
We use advanced AI models to increase security, as well as to drive user engagement with features like predictive spending insights and automated transaction categorization.
Our team optimizes neobank software architecture to ensure sub-200ms latency, whether the system is processing 1,000 or 1,000,000 concurrent transactions.
We secure neobank applications using strict zero-trust principles. Our team deploys SSL pinning, jailbreak detection, and field-level data encryption to protect user data.
Before kicking off your project, we conduct a deep-dive architectural audit to give you a realistic budget estimate and a technical neobank roadmap.
Our mobile banking products have been recognized at major industry awards like "Best Mobile Banking App" for delivering highly reliable digital financial experiences.
We deliver the high-performance tech that defines the next generation of banking.
Beyond neobank platform development, we deliver custom engineering for specialized wealth, lending, portfolio management, and other financial services.
We build the secure APIs and cloud infrastructure necessary to power modern digital banking features. Our services enable real-time balance updates, multi-currency ledger management, as well as instant virtual or physical card issuance.
Every asset and position under one platform. Our custom software aggregates diverse asset classes to provide external users and internal teams with full clarity across their portfolios in real time.
Akveo-engineered feature-rich platforms aggregate multi-custodial data and alternative asset feeds into clean dashboards that provide clients with actionable insights into their entire net worth.
We write the logic for automated credit scoring and KYC document verification. As a result, your app can approve or deny credit lines in seconds and let you scale your loan book without growing your backend operations team.
Our team engineers low-latency trading pipelines that process heavy order flows and live market data without database deadlocks. Your users get the sub-second execution speeds they need to trade reliably during high-volatility events.
We can help you replace manual claims tracking with automated adjudication workflows. Our custom modules speed up payout approvals for policyholders and cut down the administrative overhead.
For neobank platform development, we choose the technologies that can maximize performance and support your business growth.
We inject specialized banking engineering capacity into your development lifecycle through three transparent structures.
When you need long-term capacity to own and scale your roadmap, we deploy autonomous, full-stack squads. These specialists embed directly into your internal deployment environments and adopt your corporate standards.
Best for: Building proprietary core ledgers, executing architecture updates.
We can take full technical accountability for a fixed scope. Our team manages everything from the initial architecture scheme to final regression testing, while you stay focused on user acquisition and compliance strategy.
Best for: MVPs, end-to-end app development, independent microservice deployment.
When your internal team lacks specific niche expertise, we can provide IT Staff Augmentation of specialists with the required skills. They integrate directly into your active sprints to help you clear backlogs without long-term hiring cycles.
Best for: Meeting release deadlines or injecting niche expertise your current team lacks.
70% of our partners continue working with us for more than 2 years.
A neobank is a digital financial platform built on cloud infrastructure instead of brick-and-mortar networks. It plugs directly into payment rails like ACH or FedNow with the help of APIs to handle deposits and card processing. Such a solution leaves old banking mainframes behind. As a result, it is able to process high transaction volumes without massive server overhead.
A traditional banking app is the digital extension of a brick-and-mortar financial institution. From an engineering perspective, quite often, it is a visual interface wrapped around a monolithic core banking system running on decades-old mainframes. A neobank is a digital-first bank or financial platform built around the app itself. Neobanks decouple the front end entirely and run on modern microservices. This architecture enables you to deploy updates much faster and handle extreme traffic spikes without database lockups.
A modern product of this type is expected to offer instant payment alerts, smart budgeting tools, real-time peer-to-peer payments, and free split-the-bill transfers. Robust biometric security and low-cost international transfers are among other highly-demanded features. The main goal is to make daily money management fast and without the hidden fees of traditional banking.
Timeframes will depend on your project scope. Expect 4 to 6 months if you integrate a pre-built Banking-as-a-Service system for your MVP. If your roadmap demands a custom core ledger or direct connections to local clearing houses, the development process can take around 9 or 12 months. That timeline strictly accounts for the weeks spent on security penetration testing and mandatory compliance audits.
The development of a standard MVP that relies on the existing fintech infrastructure requires between $80,000 and $150,000. When you need to implement a custom ledger and deep security pipelines, the budget will grow up to $250,000+. In addition to this, plan to allocate roughly 20% of that budget every year to handle compliance updates and security patches.
